FAQ's

Visit our 'Apply Online' section and complete the form. Our team will contact you within hours to proceed with your application. We'll discuss your employment status, financial commitments, and living expenses. Alternatively, call us directly at on 1300 CMB FIN (1300 262 346)

We cater for a wide range of clients, ranging from PAYG Employees, Self Employed, Pensioners, First time lends, Start up ABN’s, Credit Impaired clients and No Financials deals. 

Depending on your situation and the promptness in submitting required documents, we often provide approval within 1 business day.

No problem. Our team of asset finance specialists are ready to assist you over the phone.

We provide flexible loan terms ranging from 12 months to 7 years.

Yes, we have partnerships with numerous dealerships to offer you competitive pricing on both new and used vehicles.

Absolutely. We assess each application individually and have a diverse panel of lenders to cater to different credit histories.

It's still worth applying with us. Our broad range of lenders and personalised assessment may provide a positive outcome.

Yes, we conduct credit checks to responsibly assess loan applications. However, a poor credit history doesn't automatically disqualify you. We encourage discussing any credit issues openly.

You're entitled to a free credit report annually from major credit reporting bodies in Australia. Visit Equifax, Experian, or illion's website for more information.

• Settlement: Agreement to pay part of the owed amount, with the lender forgiving the remainder.
• Default: Failure to meet payment obligations.
• Closed: Full repayment of the owed amount.

Regularly pay bills on time, stay on top of loan repayments, clear any defaults, and avoid multiple credit applications in a short period.

We charge a loan origination fee, which varies based on the loan type and amount, to cover documentation and processing expenses. This is always included in your loan amount, so you will not have to find additional funds to settle your loan. 

We'll set up a convenient repayment schedule aligned with your pay cycle after loan approval. With most lenders, this can be weekly, fortnightly or monthly.

Interest rates are tailored based on your lending profile, including employment duration, vehicle age, homeownership status, and credit rating.

We use SSL encryption for online security and comply with high data protection standards to ensure your information is safe.

The best thing to do if you are having difficulty with repayments, is contact the lender your loan is with, and talk to them. Most lenders are willing to assist you with a change in circumstances as long as you get on the front foot and discuss this with them as soon as you are aware of potential repayment issues.

Live within your means, budget wisely, track your bills and repayment dates, and don't hesitate to consult a financial advisor if needed.

For any enquiries or to apply for our services, contact us via telephone at 1300 CMB FIN (1300 262 346)  or email at enquiries@cmbfin.com.au

We value your feedback and are committed to improving our services. If you have a complaint, please contact us directly to resolve the issue.

For detailed policies and more information, visit our website or contact our support team.